So here goes!
Fixed Expenses
Mortgage Payment $180
Car Payment $170
Total $350
Savings
Car Fund
(to cover insurance, rego and maintenance) $70
God-Daughter's Fund
(to give to her on her 18th birthday) $5
Emergency Fund $250
Total Savings $325
Discretionary
Everything
(groceries, eating out, mobile phone etc.) $300
Graduation Bill
(paying it now to get a head start) $50
Total Discretionary $350
How does that look? Any gaps? Anything I'm spending too much on?
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